Free Tool
Enter your gross annual salary and see your real in-hand pay in Japan — after income tax, residence tax, and social insurance.
Japanese bonuses are common (often 2–4 months) and are taxed like regular salary.
Only health insurance varies by prefecture. Company health unions (健康保険組合) may have different rates.
| Gross salary | ¥6,000,000 |
| − (health, pension, employment, childcare) | − ¥881,400 |
| − National income tax | − ¥196,400 |
| − | − ¥309,860 |
| Take-home | ¥4,612,340 |
Quick reference for common salary levels. Click any row for detailed breakdown.
| Gross | Take-Home ¥ | Take-Home ₹ |
|---|---|---|
| ¥3,000,000 | ¥2,388,356 | ₹14.4L |
| ¥4,000,000 | ¥3,151,868 | ₹19.1L |
| ¥5,000,000 | ¥3,891,232 | ₹23.5L |
| ¥6,000,000 | ¥4,612,340 | ₹27.9L |
| ¥8,000,000 | ¥5,932,322 | ₹35.9L |
| ¥10,000,000 | ¥7,262,038 | ₹43.9L |
| ¥12,000,000 | ¥8,541,579 | ₹51.7L |
| ¥15,000,000 | ¥10,229,965 | ₹61.9L |
* Single, under 40, Year 2+ (full residence tax), Tokyo rates. Rate: ¥1 = ₹0.605
Estimate for a single foreign worker, 2025–26 rates. Social insurance includes caps (pension base ≈¥650k/month, health base ≈¥1.39M/month); national income tax 5–45% + 2.1% reconstruction surtax; residence tax ≈ 10% (often ¥0 in your first year, as it's billed on the prior year). Figures vary by city, employer, and circumstances. This tool is general information, not tax or financial advice — verify with Japan's National Tax Agency or a qualified professional.
Sources: European Central Bank (exchange rates), Japan National Tax Agency (tax rates).
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Japan's tax system includes national income tax (progressive rates from 5% to 45%), residence tax (about 10%, billed on prior-year income), and mandatory social insurance (health, pension, and employment insurance). Foreign workers pay the same rates as Japanese citizens.
If this is your first year in Japan, you typically won't pay residence tax until your second year — that's when your prior-year income becomes the basis for residence tax. This means your take-home is higher in year one.